Argus Money
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Launching November 17, 2026

What does it really cost you?

For every expense, Argus Money shows you how long you have to work for it. $5 becomes minutes of your life – and suddenly every decision gets easier.

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Argus launches on November 17, 2026 for iPhone and Android. You can pre-order now on the App Store.

Argus Money home screen with the life time ring and the day’s entries

The countdown is on

Argus Money launches on November 17, 2026.

Available for iPhone on the App Store and for Android on Google Play – free, no account needed, in six languages. Add the date to your calendar so you don’t miss the launch.

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Tuesday, November 17, 2026

How Argus works

No account, no bank login, no paperwork. Three steps, and you’ll see your money with new eyes.

  1. Set your hourly rate

    Enter your net salary and working hours. Argus works out what an hour of your time is worth. That number stays on your phone.

  2. Add your expenses

    Tap the coin, pick a category, done. Or just say: “$4.50 bakery and $12 movies.”

  3. See your life time

    Every entry instantly shows how long you worked for it – per purchase, per day, per month.

Everything you need. Nothing that gets in the way.

Argus is simple on purpose. Every feature is there to help you handle your money better – not to keep you busy.

Home screen with the life time ring and monthly overview
History of the last six months

Your month at a glance

The ring shows how much of your working time goes to spending this month. Below it you’ll see expenses, savings, and every day with its entries.

  • Expenses and savings per month
  • Average per day
  • Streak: how many days in a row you’ve kept at it
New entry with amount and life time
A day’s entries on an hourly timeline

Add entries in seconds

Type the amount, pick a category, done. While you’re still typing, Argus shows you the life time it costs.

  • Voice entry: just say what you spent
  • Home screen widgets
  • Recurring entries like rent and subscriptions

“$4.50 bakery and $12 movies” – two entries, one sentence.

Analysis: where your money goes
Expenses by category with yearly projection

See where your money goes

The analysis shows your biggest expenses and projects them over a full year – in dollars and in hours. Often one look is all it takes to know where to start.

  • Categories with yearly totals
  • History of recent months
  • Monthly report as a PDF
Dream goal with progress

A dream goal you can see

Add a photo of your goal – the trip, the bike, the safety cushion. With every dollar you save, the picture gets clearer until it’s fully revealed.

  • Progress in dollars and working time
  • Always in view on your home screen
Money Compass: today’s thought and the 10-day course
Money Compass lessons, including the Employer match check

Money Compass: a little smarter every day

Short lessons on healthy money habits – read them or listen, with small tasks for everyday life. Plus the Employer match check, which shows you how much your employer would add to your retirement savings.

  • A fresh thought every day
  • 10-day course, one lesson a day
  • New lessons are added automatically

Your numbers belong to you.

Argus works without an account and without access to your bank. What you enter stays on your phone.

  • No account, no sign-up, no bank connection
  • All entries are stored only on your device
  • No ads, no selling of data
  • Share images never show your hourly rate

Start free. Go Premium when you want more.

The key features are free. Premium unlocks everything and supports the further development of Argus.

Free

$0

  • Track expenses and savings
  • Everything converted into life time
  • Monthly overview and day view
  • One dream goal
  • Widgets and streak
  • The basic lessons in the Money Compass

Premium

$3.99per month
$24.99per year, 7-day free trial
$59.99one-time, forever
  • Voice entry
  • Recurring entries
  • All insights in money and working time
  • Unlimited dream goals and the focus list
  • Monthly PDF reports and the full Money Compass
  • Employer match check for your employer’s money

Prices shown: United States, plus applicable sales tax. In other countries, the prices on the App Store or Google Play apply. You can cancel subscriptions anytime in your store settings.

Frequently asked questions

How does Argus turn money into life time?

Your net salary and your working hours per month give you your hourly rate. An expense divided by that rate is the time you work for it. At $25 an hour, a $5 coffee costs you 12 minutes.

Do I need an account or have to connect my bank account?

No. Argus works without sign-up and without bank access. You add your expenses yourself – it only takes seconds and makes sure you notice every single one.

Where is my data stored?

Only on your phone. We never see your entries, your salary, or your goals. Learn more in our privacy policy.

How much does Argus cost?

Argus is free. Premium costs $3.99 a month, $24.99 a year (with a 7-day free trial), or $59.99 once. Prices shown: United States. In other countries, your local store prices apply.

Which devices is Argus available for?

For iPhone (App Store) and Android smartphones (Google Play). Argus is available in German, English, Spanish, Italian, French, and Romanian.

All questions and contact

Why Argus Money exists

They say money can’t buy happiness. I say money can make you happy – when you know where it goes.

Scarcity rarely starts in your wallet. It starts in your head. That’s why I built Argus: to help people build a healthy money mindset – so our kids never learn to think in scarcity in the first place.

Markus KronederFounder of Argus Money

Start seeing your money in life time today.

Argus launches on November 17, 2026 for iPhone and Android. You can pre-order now on the App Store.